What makes a mobile home real property in NC? (2024)

What makes a mobile home real property in NC?

In North Carolina, modular homes become part of the real property at the time of installation. In contrast, manufactured housing generally starts out as personal property.

What is considered a permanent foundation for a mobile home in NC?

Permanent foundations must be con- structed of durable materials; i.e. concrete, mortared masonry, or treated wood - and be site-built.

What is the definition of a mobile home in North Carolina?

- A structure, transportable in one or more sections, which in the traveling mode is eight body feet or more in width, or 40 body feet or more in length, or, when erected on site, is 320 or more square feet; and which is built on a permanent chassis and designed to be used as a dwelling, with or without permanent ...

Do you pay property taxes on a mobile home in NC?

Yes. Registering your manufactured home title with the NC Department of Motor Vehicles does not list your manufactured home for tax purposes. It is the taxpayer's responsibility to list any personal property for tax purposes by completing an official Surry County Property Tax listing form, N.C.G. S. 105- 308.

How are mobile homes titled in North Carolina?

The customer purchasing a new mobile home will receive paperwork from the retailer to register the home and obtain a title from the North Carolina Division of Motor Vehicles (DMV). The Manufacturer's Certificate of Origin, also known as a Manufactured Statement of Origin, will be included with the retailer's paperwork.

Are mobile homes real property in NC?

In North Carolina, modular homes become part of the real property at the time of installation. In contrast, manufactured housing generally starts out as personal property.

How do I know if my mobile home is on a permanent foundation?

A permanent foundation for a mobile home typically refers to a system of masonry or concrete supports that are installed below the frost line and are designed to provide stability and support for the mobile home.

Do mobile homes have titles in North Carolina?

​​​​​Mobile homes must be titled and registered with the N.C. Division of Motor Vehicles in a similar manner as a vehicle. To register a mobile home from a Manufacturer's Certificate of Origin or a title, the following documents are also required.

What makes something a mobile home?

A mobile manufactured home is a single-family house constructed entirely in a controlled factory environment, built to the federal Manufactured Home Construction and Safety Standards known as the “HUD code”.

What is a mobile home vs trailer?

Mobile homes share the same historic origins as travel trailers, but today the two are very different, with travel trailers being used primarily as temporary or vacation homes. Behind the cosmetic work fitted at installation to hide the base, mobile homes have strong trailer frames, axles, wheels, and tow-hitches.

Is a mobile home real property IRS?

If the mobile home is attached to a permanent foundation, it is considered secured (real) property; it is listed as an “improvement” on the tax bill for the real property and the mobile home and parcel are billed together (i.e., the same Assessor Identification Number).

How much is taxes on a mobile home in NC?

Fifty percent (50%) of the sales price of each manufactured home or modular home sold at retail, including all accessories attached when delivered to a purchaser, is subject to the general 4.75% State rate of sales and use tax.

What is considered personal property in NC?

Personal property consists of, for this guide, tangible personal property or all personal property that is not intangible and is not permanently affixed to real property. Motor vehicles, if registered, are assessed according to its registration renewal date.

Can you sell a mobile home without a title in NC?

It is helpful to think about a mobile home just as a would a vehicle. It has a VIN number, can be moved from one location to another, and is required issuance of a Certificate of Title by the North Carolina Department of Motor Vehicles.

Can you move a mobile home in NC?

In accordance to NC General Statute 105-316.1(a), in order to relocate a mobile home, a moving permit must first be obtained from the Tax Department. There is no charge for the permit.

How do I get a lost title for a mobile home in NC?

Applications for lost titles in North Carolina are handled by the North Carolina Division of Motor Vehicles (DMV). If you have any questions throughout the process, you can email the DMV's vehicle registration unit. For phone inquiries, you'll need to call your county DMV office.

Do you need a permit to move a mobile home in NC?

North Carolina State law requires a moving permit be issued each time a mobile home is moved. Permits are issued in the Tax Office only after proof that all current and back taxes for the mobile home are paid in full.

What year mobile homes can be moved in NC?

What is the oldest manufactured home you can move? According to the HUD regulations, if your home was built before 1976 it doesn't meet the current safety standards and shouldn't be moved even a short distance.

Does respa apply to mobile homes?

Is a loan secured by a manufactured home (mobile home) covered transaction under RESPA? Yes, but only if the manufactured home is located on real property on which the lender's interest is secured by a lien.

What makes a mobile home permanent?

Mobile home permanent foundations are generally fixed and meant to stay in place in perpetuity – meaning you cannot move them. However, what constitutes a “permanent” foundation in the eye of the beholder may be defined differently by state, local building codes and government agencies.

What does it mean for a mobile home to be on a permanent foundation?

Permanent foundations are fixed as soon as they're built. The advantage of this type of foundation is that it offers a stick-built property look to the manufactured homes. Basem*nt foundations and pit foundations are the two types of permanent foundations.

What does it mean when a mobile home is not on a permanent foundation?

For Manufactured and Mobile Home Chattel (Personal Property – Home Only or In-Park) financing, a permanent foundation is not required. This allows borrowers to site their Manufactured and/or Mobile Homes on private property as well as in a Manufactured and/or Mobile Home parks/communities.

Does North Carolina require a title for a trailer?

The short answer is yes. Trailers should be titled and registered in a similar manner as a car in the state of North Carolina. Not titling your trailer in North Carolina leaves you exposed to penalties.

How do I claim land in North Carolina?

North Carolina law allows people who trespass and encroach on another's land for a minimum 20-year time period to develop an ownership claim to the property. Unlike a car or other piece of personal property, your North Carolina home is an investment, hopefully gaining in value with each passing year.

How do I transfer a property title to a family member in NC?